About this Privacy Policy

This Privacy Policy applies when you visit our websites, apps, and other products and services (the “Products and Services”) that refer or link to this Privacy Policy.

This Privacy Policy sets out the privacy practices of Abakus Ltd. (referred to as “Abakus”, “we”, “us”, ”our”, and the “Company”) which describes the scope of the information we collect from you, the purposes for which we collect and process it, how we use it, who we share it with, how long we retain it, and also your rights in relation to it.

What Information is Collected and Processed

Your information collected by us (the “Information”) includes but is not limited to:

a) information you provide to us; b) information we collect when you contact us, visit our sites, use our mobile applications or services, use our products or devices, or view our advertisements.

We may combine any and all of this information to help create better products, services, and consumer experiences.

How Your Information is Collected?

We generally collect personal information directly from you, for example your comments, feedback, and other information you provide us.

In addition, we may also collect your Information from sites and emails. We may use technologies that automatically collect information when you visit our sites, view our advertisements, or use our products or services. For example, we use cookies (a tiny file stored on your computer’s browser) to tell us what browser and operating system you are using, your IP address, web pages you visit, links you click, or whether you have or have not opened an email from us.

We collect only this personal information that is reasonably necessary for the Products and Services. Apart from the necessary conditions, we will not collect Information without your specific prior consent.

Your personal information may be collected through various means, including but no limited to: cookies, flash cookies, general log information, user browsing behavior, user searches and transactions, and other information from third-parties.

The Purposes for Collecting and Processing Your Information

Your personal information shall be collected, processed, used, disclosed, stored, and retained for the following purposes:

a) To verify your identity and/or other information you’ve provided to us; b) To provide, activate, and manage your access to and use our products or services; c) To analyze and improve our products or services and to develop new products, services, and benefits;d) To administer out systems, maintain service quality, and compile general usage statistics;e) To deliver targeted advertisements, promotional messages, notices, and other information related to the products, services, and other events;

Disclosure and Sharing of Your Information

We will not disclose any Information containing personal information to any third parties unless it is necessary and/or appropriate in order to provide the Products and Services; provided, that, we may share limited personal information (as defined under applicable law) with select partners for research and development.

Your personal information may be shared and disclosed to the following:

a) Abakus Group and its affiliates and subsidiaries, agents (including collection agencies), and subcontractors, which are necessary for the conduct of the business of the Company; b) government, regulatory agencies, and fraud prevention agencies for the purposes of identifying, preventing, detecting, or tackling fraud, money laundering, or other crimes, and for other lawful purposes; c) professional advisers, law enforcement agencies, insurers, government and regulatory authorities, or any other organizations to which the Company is under an obligation to make disclosures under the requirements of any applicable law, regulation, or commercial arrangement; d) entities involved in any merger, acquisition, financing transaction, or joint venture with us.

To the extent that such processing, subcontracting, or data sharing requires notice or consent, we will provide or request for such notice and/or consent, in each case, prior to any processing or sharing of your personal information. If you do not permit the collection, use, processing, or disclosure of some personal information as we have notified or requested, we may not be able to meet our legal obligations, to do business with you, and/or to share or provide the Products and Services with you; we shall notify you accordingly.

Control Over Your Information

As a registered user, you are responsible for maintaining the confidentiality of your own account and password, as well as any and all applications submitted, obligations agreed to or entered into, and all other activities that occur under the said account.

We will not be liable for any loss that you may incur as a result of a third party’s use of your account or password, either with or without your knowledge, without fault or negligence on our part. You may be held liable for any damage or loss incurred by us in connection with or arising from a third party’s use of your account or password, without fault or negligence on our part.

Information Retention

We retain your personal information for as long as necessary to provide our products and services, and for other essential purpose such as complying with our legal obligations, maintaining business and financial records, resolving disputes, maintaining security, detecting and preventing fraud and abuse, and enforcing our agreements.

Security of Personal Information

We are committed to upholding your rights as data subjects, as defined in this Privacy Policy. As a consequence, we implement appropriate structures, systems, and processes to manage all personal information fairly and lawfully and in a way that ensures its integrity, accuracy, relevance, and security.

We implement reasonable and appropriate physical, technical, and organizational measures for the protection of personal information. These security measures aim to maintain the availability, integrity, and confidentiality of personal information and protect them against natural dangers such as accidental loss or destruction, and human dangers such as unlawful access, fraudulent misuse, unlawful destruction, alteration, and contamination.

Consent and Authorization

When we collect your personal information within the applicable laws and regulations, we do so (i) with your consent; (ii) where necessary to provide our products or services, fulfill a transaction, or otherwise perform a contract with you or at your request prior to entering into a contract; (iii) where necessary for our compliance with a legal obligation; and (iv) as necessary to fulfill our legitimate interests as described below, except where our interests are overridden by your privacy rights under applicable laws and regulations. Where we rely on your consent to process personal information, you have the right to object.

Our legitimate interests are: to deliver our products to our customers; to detect or prevent fraud; to protect the security of our systems, customers, and users; to further develop the Products and Services; to enable our customers to comply with legal obligations; to provide customer service and/or support; and fulfill our other legitimate interests as described above.

Your Rights as a Data Subject

Depending upon the country where you registered, your account may offer the ability to access your information and make updates to or delete your data.

Your rights under the applicable laws and regulations include the following:

a) Access to and correction or deletion of your personal information; b) That we cease or limit our processing of your personal information; c) Obtain a copy of your personal information in such electronic or structured format for your further use, subject to the guidelines of the country where you registered with regard to the exercise of such right; d) Object at any time to processing of any or all of your personal information for direct marketing purposes; e) Obtain indemnity for any damages sustained due to inaccurate, incomplete, outdated, false, unlawfully obtained, or unauthorized use of your personal information, taking into account any violation of your rights as a data subject; f) Allow your lawful heirs and assigns to invoke your rights as a data subject in your place and stead upon your death, incapacity, or incapability;

If you would like to exercise any of these rights, please contact us at the address set out below. We will respond to your request consistent with applicable laws and regulations. To protect your privacy and security, we may require you to verify your identity.

Changes on this Privacy Policy

This Privacy Policy is in effect as of ____________ and shall continue to remain in effect unless otherwise amended.

To remain consistent with current data privacy best practices during our interactions with you, we reserve the right to amend this Privacy Policy from time to time, upon due notification to you and other users or visitors. Any supplemented versions of this Privacy Policy will be posted on our website and apps.

How to Contact us or to Complain

If you have any questions, comments, and/or requests regarding this Privacy Policy or any complaint about our processing of your personal information, you may contact us through our Data Protection Officer through the contact details indicated below:

a) Name: ____________ b) Email Address: ____________ c) Contact Number: ____________

We hope we can resolve any query or concern you raise about our collection or use of your personal information. If a complaint is found to be justified, we will take appropriate measures to resolve the complaint.